Privacy Policy

Last Updated: July 1, 2026

Elite Credit Empire, operated by T&S Empire LLC (“Elite Credit Empire,” “we,” “us,” or “our”), respects your privacy. This Privacy Policy explains how we collect, use, share, and protect personal information when you visit https://elitecreditempire.com, submit a form, contact us, use our client portal, request a credit consultation, or interact with our services.

By using our website or submitting your information, you agree to the practices described in this Privacy Policy.

Information We Collect

We may collect personal information that you provide directly to us, including:

Name
Email address
Phone number
Mailing address, if provided
Information submitted through contact forms, lead forms, surveys, or consultations
Credit-related information you authorize us to review, including credit report details, account information, inquiries, balances, payment history, collection accounts, public record information, and supporting documents
Login or access information you voluntarily provide for third-party credit monitoring platforms, when needed to complete a credit analysis or service request
Payment or billing information, if applicable
Any other information you choose to provide to us

We may also automatically collect certain information when you visit our website, including:

IP address
Browser type
Device information
Pages visited
Date and time of visit
Referral source
Location data based on your device or browser settings
Cookies, pixels, and similar tracking technology data

How We Use Your Information

We may use your personal information to:

Provide credit analysis, credit education, credit repair-related services, and customer support
Review credit report information that you authorize us to access
Respond to inquiries, consultation requests, and customer service requests
Communicate with you by phone, email, text message, or other approved communication methods
Schedule calls, appointments, and follow-ups
Send service updates, reminders, notices, and account-related messages
Send promotional or marketing communications when permitted by law and with your consent where required
Process payments, billing updates, or service-related transactions
Improve our website, services, customer experience, and marketing
Detect, prevent, and address fraud, technical issues, unauthorized activity, or security concerns
Comply with applicable laws, regulations, legal requests, and business obligations

Text Messages, Calls, and Email Communications

By providing your phone number, you agree that Elite Credit Empire may contact you by call or text message regarding your inquiry, appointments, services, account updates, reminders, and promotional offers where permitted by law.

Message and data rates may apply. Message frequency may vary.

You can opt out of marketing text messages at any time by replying STOP, CANCEL, UNSUBSCRIBE, END, or by contacting us directly. After opting out, you may still receive non-marketing messages related to active services, account updates, billing, or legal notices when permitted by law.

You can unsubscribe from marketing emails by using the unsubscribe option in the email or by contacting us directly.

Consent to receive marketing calls or text messages is not required as a condition of purchasing any service.

How We Share Your Information

We do not sell your personal information.

We may share your information only as needed for legitimate business, service, legal, or compliance purposes, including:

With service providers who help operate our website, client portal, communications, payment processing, marketing, customer management, data storage, or business systems
With credit monitoring platforms, credit bureaus, creditors, collectors, furnishers, or other parties as authorized by you and as necessary to provide requested credit-related services
With legal, accounting, compliance, or professional advisors
When required by law, court order, subpoena, regulatory request, or legal process
To protect our rights, customers, business, property, safety, or security
With your consent or at your direction
In connection with a business transaction, such as a merger, sale, transfer, restructuring, or acquisition

We require service providers to use personal information only for the services they provide to us and to protect that information appropriately.

Credit Report and Sensitive Information

Because our services may involve reviewing credit reports or other sensitive personal information, we take privacy seriously. We only collect and use credit-related information for purposes related to your requested services, such as credit analysis, dispute preparation, customer support, progress tracking, and account review.

You should only submit accurate information that belongs to you or that you are legally authorized to provide. We may request additional authorization before accessing or reviewing certain credit-related information.

Cookies and Tracking Technologies

Our website may use cookies, pixels, analytics tools, and similar technologies to improve website performance, understand visitor activity, personalize content, measure marketing results, and improve user experience.

You can adjust your browser settings to refuse cookies or notify you when cookies are being used. Some website features may not work properly if cookies are disabled.

Third-Party Websites and Services

Our website may contain links to third-party websites, platforms, credit monitoring services, payment processors, client portals, or other external services. This Privacy Policy does not apply to websites or services that we do not own or control.

We are not responsible for the privacy practices, security, content, or policies of third-party websites. You should review the privacy policies of any third-party services you choose to use.

Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, loss, misuse, disclosure, alteration, or destruction.

However, no method of internet transmission, electronic storage, website operation, or digital communication is 100% secure. We cannot guarantee absolute security of your information.

Data Retention

We retain personal information for as long as reasonably necessary to provide services, manage customer relationships, comply with legal obligations, resolve disputes, enforce agreements, maintain business records, and protect our rights.

When information is no longer needed, we may delete, anonymize, or securely store it in accordance with our business practices and legal obligations.

Your Privacy Choices

Depending on where you live, you may have certain rights regarding your personal information, including the right to:

Request access to personal information we have about you
Request corrections to inaccurate information
Request deletion of certain personal information
Opt out of certain marketing communications
Withdraw consent where processing is based on consent
Ask questions about how your information is used or shared

To make a privacy request, contact us using the information below. We may need to verify your identity before completing certain requests.

Children’s Privacy

Our website and services are intended for individuals who are at least 18 years old. We do not knowingly collect personal information from children under 13. If we become aware that we collected information from a child without proper consent, we will take reasonable steps to delete it.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our business practices, website, technology, legal obligations, or services. When we update this policy, we will revise the “Last Updated” date at the top of this page.

Your continued use of our website or services after any update means you accept the updated Privacy Policy.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us:

Elite Credit Empire
Email: [email protected]
Phone: 833-401-1292
Website: https://elitecreditempire.com